The Los Rios Community College District is in collaboration with Higher One, a banking service provided by the Bancorp Bank, to offer students financial aid the same day of disbursement.
“The panel chose Higher One from all the vendors as the organization that would best meet our needs and provide the services that were requested by our students are indicated in a student survey taken before we went through the selection process,” said City College interim Associate Vice President of Enrollment and Student Services Catherine Fites.
When City College students were asked how they felt about the LRCCD OneCard, some students were skeptical about underlying issues the card may have and some students were enthusiastic about the convenience.
“They will look at what students are doing with their money,” said nursing major Khoticha Aziz, expressing her outlook on what could happen. “We should have our own privacy.”
Although privacy can be a factor if students decide to consider this option, Higher One offers students 24/7 online banking and a free checking account with the purchasing power of Debit MasterCard. Higher One has also made it clear the LRCCD OneCard is not a credit card.
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“As long as I receive a direct deposit the same day and don’t get slapped with a deposit fee, I’ll definitely consider it,” said 22-year-old accounting major Jeff Rense.
Other options financial aid offers to disperse checks is through an Automated Check Handling (ACH) Transfer to other banks, which can take up to two to three days, and a paper check, which students manually deposit into their personal account with funds made available five to seven business days.
All City College students enrolled in the financial aid program will receive a LRCCD OneCard with activation instructions approximately Sept. 15—17, Fites said.
More information about the LRCCD OneCard can be found at learnaboutone.com or in the Registration and Financial Aid Lab in Business 153.