The Student News Site of Sacramento City College

The Express

The Student News Site of Sacramento City College

The Express

The Student News Site of Sacramento City College

The Express

The financial aid roller coaster is one worth riding

The+financial+aid+roller+coaster+is+one+worth+riding

The financial aid experience can be a roller coaster. I know this, because I’ve been on it. In the end, it was very worth it, because now I know the resources to use and what to do to receive and maintain financial aid.

If you wander through the halls of Rodda North, you’ve probably noticed the long financial aid line, a line students dread to be in for many reasons. Two of those reasons are students not getting payments in time for school (aid is distributed at the end of the first week of the semester) or missing paperwork. Other reasons are people simply don’t know what’s going on and are disgruntled at the fact they have to wait in line to find out the problem.

“[I] did not get it today, don’t know why, it’s annoying,” said Sundallah Ralph, as he waited in line to find out why he didn’t get his disbursement on Aug. 28.

Ralph said he got it on time before and is displeased that he has to come to school and wait in line. However, he also said the process for signing up for financial aid has been easier than previous times.

To me, it seems like a lot of students are not informed on how the financial aid process works and when the deadlines for paperwork are. If students do everything in a timely fashion, then they should get their financial aid the same way. To expect your disbursement to come immediately after you slacked on turning everything in is crazy. There are so many students applying and even less staff to process the requests.

I was rewarded financial aid the first time I enrolled at City College, but I was not aware of the repercussions that getting a “W” or having a bad GPA would do to my eligibility. I dropped out of school for a few years and came back thinking the money would continue as long as I signed up for it. I was denied.

My GPA was below a 2.0, and I had less than a 75 percent completion rate. Instead of getting angry, I decided to try to understand the situation and seek out what I could do get eligible again. I got my grades up, signed up for the EOPS program and appealed the decision by the Financial Aid office. I did their Satisfactory Academic Progress Appeal workshop three separate times, when you’re only required to go once, and was denied again.
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It took a spring semester and a summer class to get my GPA and completion percentage up. Sure enough, I was approved for financial aid, and all the hard work I did literally paid off.

Understanding what you have to do to get things done can work wonders. I always tell students that I talk to about financial aid that it’s important to get everything turned in on time and to actually use their resources, like EOPS, which can help pay for your books if you’re eligible. In addition, the staff in the business building is always there for help, and they do a great job, too, despite the challenges they face from non-informed students.

“Students come in and they’re upset about their money, not knowing they need to submit their forms to us,” said DJ Seremai, a staff worker in the business building, when discussing the challenges of helping students figure out their financial aid situation.

Financial aid is important to students, but not essential. Jose Ramirez, a City College student, doesn’t receive financial aid, but still continues his education. Ramirez spent a lot of money non fall semester alone without the help of financial aid. Ramirez says he spent $1,218 overall on classes and supplies, not including gas.

“I go to El Dorado Hills campus twice a week, Sac City twice a week, [Cosumnes River College], and I work in Ranch Cordova,” said Ramirez.

The stress of not getting financial aid on time, or at all, is huge, but it can be prevented by simply being aware and using resources properly. When financial aid was denied to me, I got accepted into EOPS, and now I get assistance from both. The experience has been positive for me, and I hope more students can feel the same.

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